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Use a mortgage calculator to estimate your monthly payments before house hunting. Factors affecting payments include home price, down payment, loan term (15 or 30-yr…

Okotoks house prices continue to set records, ↑ 7.5% yearly to $617,200 in Early-Q2. This is the 6th time in the last 13-mo that Okotoks'…

Calgary's luxury home entry point has surged from $1M to $1.5M due to a hot market, according to a recent report. After a national slump,…

Fixed-rate mortgages have ↑ due to a rise in bond yields. Variable-rate mortgages remained unchanged following the BOC’s decision to maintain the overnight rate.

Compared to other mortgage products in Canada, five-year variable-rate mortgages are very attractive when market interest rates are low, as they have been for the…

Calgary's Real Estate market saw robust activity in April, with home sales reaching 2,881. Sales increased by 7% yearly, though yearly growth slowed compared to…

The Canadian Mortgage Charter outlines principles for mortgage lending by federally regulated financial institutions (FRFIs).FRFIs must provide tailored mortgage relief to Canadians facing financial challenges…

Focus on cash flow: Invest based on today's rental income, not future appreciation of the property value. Mitigate risk of missed rent: Consider rent default…

BoC seeks further proof of sustained inflation reduction towards 2% before considering rate cuts.Transition from excess demand to supply evident, underpinning disinflation needed for rate…

Real Estate is a stable investment, offering rental income and potential long-term appreciation. Many are waiting for a housing market crash or lower interest rates,…

Selling prior to buying ensures funds but involves rental and double moving expenses. In low inventory markets, many opt to buy first to secure desirable…

Federal budget's measures for first-time home buyers may not ease housing affordability crisis in expensive markets. High-priced markets may not see significant benefits from the…