Did anyone advise you The Home Buying Process? If you missed it, it is what you need to know.

Step 1:  MEET WITH A REAL ESTATE PROFESSIONAL (that would be Jerry Moras, your REALTOR in Calgary Area.

             Discuss the types of home you're looking for., including style,  price, and location.

              The buyer's advantage: You as the home buyer, my commission is paid by the seller of the home in almost all circumstances. 

Step 2: GET PR-PRE-APPROVED 

             You will need pay stubs, bank statements, know what you can afford is critical to a successful home shopping experience.

Step 3: SEARCH FOR HOMES

             The fun part! Jerry Moras, your REALTOR will schedule showings and help you find the perfect home. 

Advanced search: Not all real estate websites are the same. JerryMoras.com or CalgaryRealEstateProperty.com has tools and systems to ensure you see every available home that meets your criteria.

Step 4: MAKE AN OFFER

         Jerry Moras, your REALTOR will prepare the offer based on the price and terms you choose.

Step 5: NEGOTIATION AND CONTRACT

       It may take a few tries to get it just right, but hand in there, You're on the way.

      In most cases, the contract provides you with a timeline to obtain financing as well as time to inspect the physical condition of the home. Me, Jerry Moras, your REALTOR will inform you of all of your rights and responsibilities related to the contract.

Step 6: UNDER CONTRACT

       You and Seller have agreed to the price and terms. The home is effectively held for you until closing.

Step 7: FINAL DETAILS 

       Perform due, diligence, conduct an inspection and review terms with the lender. You will be finalizing your loan reviewing documents, and discussing the findings from the inspection. Jerry Moras, your REALTOR will be managing the entire process for you.

Step 8: CLOSING 

       This is the transfer of funds and ownership. A title company or an attorney typically acts an independent third party to facilitate the closing.